SELF-FUNDED MOTOR-VEHICLES & HOUSING
OPERATIONS CALCULATOR
Welcome! Please Log In: Definitions,
Hartsock.Foundation
A motor-vehicle becomes "self-funded" when
it is melded to an internal contract that pays the monthly payment and all
driving-costs with money placed in escrow when the vehicle is first
delivered to the owner/driver. The self-funding mechanism eliminates
the possibility of default or delinquency, the need / expense of credit
application / management, and culls-out $10,000's in expenses incurred by a
USA consumer-funded loan or lease contract.
STEPS:
A self-funding operation and its participants
(actors) are approved to indefinitely provide
the victims of the recent storms in
the Southeast and others with: late model, fully-equipped,
self-contained, insured and licensed mobile-living-vehicles
including car insurance, a garage, affidavit of residency to live in
a motor vehicle, PO Box, monthly fuel
allowance, parks pass, Planet Fitness, vehicle maintenance &
repairs, plus monthly social income and, a cash-collateral growth
account for funding of a permanent, land-based, private-home, farm
or business property in 18-24 months,
more... at absolutely no cost to them, government or anyone -
ever. CONCLUSIONS:
This example is based on average amounts
given in Calculator One below, which you may adjust after you
log-in. During the actual operation each vehicle-contract is calculated individually so the dynamic ledger will
produce a wider array of accurate, real-time statics.
CONCLUSION:
INPUT TABLES:
I.1 Actors Compensation Variables
I.2 Vehicle Cost Variables
I.3 Operation Gains Variables
I.4 Guarantor's Factors
I.5 Guarantor's Vehicle Deposits
I.6 Guarantor's Person Deposits
I.7 Average Payment Calculations
OUTPUT TABLES:
O.1 Operation Gains
| Rnd | Mo |
MLVs | OTD |
Acq | FValue (PS) |
Disc | LBSP |
Treasury | CEV's |
Op Net Worth |
| 1 | 2 |
175 | 175 |
7,000,000 | 21,000,000 |
2,835,000 | 18,165,000 |
18,165,000 | 7,000,000 |
25,165,000 |
| 2 | 4 |
454 | 629 |
18,165,000 | 54,495,000 |
7,356,825 | 47,138,175 |
47,138,175 | 25,165,000 |
72,303,175 |
| 3 | 6 |
1,178 | 1,808 |
47,138,175 | 141,414,525 |
19,090,961 | 122,323,564 |
122,323,564 | 72,303,175 |
194,626,739 |
| 4 | 8 |
3,058 | 4,866 |
122,323,564 | 366,970,692 |
49,541,043 | 317,429,649 |
317,429,649 | 194,626,739 |
512,056,388 |
| 5 | 10 |
7,936 | 12,801 |
317,429,649 | 952,288,947 |
128,559,008 | 823,729,939 |
823,729,939 | 512,056,388 |
1,335,786,327 |
| 6 | 12 |
20,593 | 33,395 |
823,729,939 | 2,471,189,817 |
333,610,625 | 2,137,579,191 |
2,137,579,191 | 1,335,786,327 |
3,473,365,518 |
| 7 | 14 |
53,439 | 86,834 |
2,137,579,191 | 6,412,737,574 |
865,719,573 | 5,547,018,002 |
5,547,018,002 | 3,473,365,518 |
9,020,383,520 |
| 8 | 16 |
138,675 | 225,510 |
5,547,018,002 | 16,641,054,006 |
2,246,542,291 | 14,394,511,715 |
14,394,511,715 | 9,020,383,520 |
23,414,895,235 |
| 9 | 18 |
359,863 | 585,372 |
14,394,511,715 | 43,183,535,144 |
5,829,777,244 | 37,353,757,900 |
37,353,757,900 | 23,414,895,235 |
60,768,653,135 |
| 10 | 20 |
933,844 | 1,519,216 |
37,353,757,900 | 112,061,273,700 |
15,128,271,949 | 96,933,001,750 |
96,933,001,750 | 60,768,653,135 |
157,701,654,885 |
| 11 | 22 |
2,423,325 | 3,942,541 |
96,933,001,750 | 290,799,005,251 |
39,257,865,709 | 251,541,139,542 |
251,541,139,542 | 157,701,654,885 |
409,242,794,427 |
| 12 | 24 |
6,288,528 | 10,231,070 |
251,541,139,542 | 754,623,418,625 |
101,874,161,514 | 652,749,257,111 |
652,749,257,111 | 409,242,794,427 |
1,061,992,051,538 |
O.2 Person Income
| Social Income |
|
|
|
| Round |
Months |
Amount |
OTD= |
| 1 |
2 |
3,000 |
3,000 |
| 2 |
4 |
3,000 |
6,000 |
| 3 |
6 |
3,000 |
9,000 |
| 4 |
8 |
3,000 |
12,000 |
| 5 |
10 |
3,000 |
15,000 |
| 6 |
12 |
3,000 |
18,000 |
| |
20 |
3,000 |
30,000 |
| Cash Collateral |
|
|
|
| Round |
Months |
|
Personal Balance |
| 10 |
20 |
|
665,051 |
O.3 Actors Income
| Round |
Months |
Position |
Count |
Income |
Units Delivered: |
|
|
24 |
All |
1,353,064 |
843,784,647,090 |
314,258,714 |
| Round |
Months |
Position |
Count |
Income |
Person |
| 12 |
24 |
Executive Producer |
1 |
31,425,871,400 |
|
| 12 |
24 |
VFLO Franchise |
1 |
62,851,742,800 |
|
| 12 |
24 |
Educators |
232,796 |
15,712,935,700 |
67,497 |
| 12 |
24 |
Research Analysts |
654,706 |
235,694,035,500 |
360,000 |
| 12 |
24 |
Senior Analysts |
43,648 |
47,138,807,100 |
1,079,976 |
| 12 |
24 |
Daily Operation Manager |
4,365 |
10,999,054,990 |
2,519,829 |
| 12 |
24 |
Delivery Agent |
654,706 |
157,129,357,000 |
240,000 |
| 12 |
24 |
Freight |
1 |
267,119,906,900 |
|
| 12 |
24 |
Principles Engineer |
1 |
0 |
|
| 12 |
24 |
Guarantor |
1 |
0 |
|
| 12 |
24 |
Comptroller |
1 |
7,856,467,850 |
|
| 12 |
24 |
Controller |
1 |
0 |
|
| 12 |
24 |
Trustee |
1 |
7,856,467,850 |
|
O.4 Lease-Backed-Securities Owners Gains
| Round |
Month |
Leases |
Price |
Value |
Gains |
Receipts |
| 1 |
2 |
175 |
18,165,000 |
21,000,000 |
2,835,000 |
1,750,000 |
| OTD= |
175 |
18,165,000 |
21,000,000 |
2,835,000 |
1,750,000 |
| 2 |
4 |
454 |
54,495,000 |
54,495,000 |
251,653,866,876 |
| OTD= |
629 |
18,165,000 |
75,495,000 |
57,330,000 |
251,655,616,876 |
| 3 |
6 |
2,262 |
325,233,089 |
361,760,000 |
36,526,911 |
30,650,000 |
| OTD= |
2,891 |
343,398,089 |
437,255,000 |
93,856,911 |
251,686,266,876 |
| 4 |
8 |
8,131 |
1,169,212,955 |
1,300,800,000 |
131,587,045 |
111,960,000 |
| OTD= |
11,022 |
1,512,611,045 |
1,738,055,000 |
225,443,955 |
251,798,226,876 |
| 5 |
10 |
29,230 |
4,203,320,575 |
4,676,800,000 |
473,479,425 |
404,260,000 |
| OTD= |
40,252 |
5,715,931,619 |
6,414,855,000 |
698,923,381 |
252,202,486,876 |
| 6 |
12 |
105,083 |
15,110,937,466 |
16,813,280,000 |
1,702,342,534 |
1,455,090,000 |
| OTD= |
145,335 |
20,826,869,085 |
23,228,135,000 |
2,401,265,915 |
253,657,576,876 |
| 7 |
14 |
377,773 |
54,323,820,190 |
60,443,680,000 |
6,119,859,810 |
5,232,830,000 |
| OTD= |
523,108 |
75,150,689,275 |
83,671,815,000 |
8,521,125,725 |
258,890,406,876 |
| 8 |
16 |
1,358,096 |
195,294,133,584 |
217,295,200,000 |
22,001,066,416 |
18,813,780,000 |
| OTD= |
1,881,204 |
270,444,822,859 |
300,967,015,000 |
30,522,192,141 |
277,704,186,876 |
| 9 |
18 |
4,882,353 |
702,082,410,233 |
781,176,480,000 |
79,094,069,767 |
67,637,320,000 |
| OTD= |
6,763,557 |
972,527,233,092 |
1,082,143,495,000 |
109,616,261,908 |
345,341,506,876 |
| 10 |
20 |
17,552,060 |
2,523,986,264,788 |
2,808,329,600,000 |
284,343,335,212 |
243,157,920,000 |
| OTD= |
24,315,618 |
3,496,513,497,880 |
3,890,473,095,000 |
393,959,597,120 |
588,499,426,876 |
| 11 |
22 |
63,099,657 |
9,073,730,621,914 |
10,095,944,960,000 |
1,022,214,338,086 |
874,154,490,000 |
| OTD= |
87,415,274 |
12,570,244,119,794 |
13,986,418,055,000 |
1,416,173,935,206 |
1,462,653,916,876 |
| 12 |
24 |
226,843,266 |
32,620,061,585,780 |
36,294,922,400,000 |
3,674,860,814,220 |
3,142,587,140,000 |
| OTD= |
314,258,540 |
45,190,305,705,574 |
50,281,340,455,000 |
5,091,034,749,426 |
4,605,241,056,876 |
O.5 Short-Cycle Securities-Backed-Loans Owners Gains
| Round |
Month |
sblu |
sblur |
Loans Total$ |
SBL$ |
ESP/S |
Payoff Mo |
SBL OTD |
| 1 |
0 |
0 |
0 |
9,708,734.75 |
11,239.56 |
1,427,755.11 |
2.00 |
11,239.56 |
| 1 |
2 |
175 |
629.125 |
1,524,096.00 |
6,324.05 |
224,131.76 |
2.00 |
17,563.61 |
O.6 Internal Deposit Itemization
| Vehicle |
c1 |
cd1 |
cr1 |
m1 |
md1 |
mr1 |
a1 |
ad1 |
ar1 |
d1 |
r1 |
os1 |
| mpmt |
10,000.00 |
3,869.62 |
13,869.62 |
5,000.00 |
1,934.81 |
1,934.81 |
|
0.00 |
0.00 |
15,804.43 |
15,804.43 |
0.00 |
| ins |
1,000.00 |
386.96 |
1,386.96 |
|
0.00 |
0.00 |
1,000.00 |
3.27 |
3.27 |
1,390.23 |
1,390.23 |
0.00 |
| gar |
260.00 |
100.61 |
360.61 |
130.00 |
50.31 |
50.31 |
|
0.00 |
0.00 |
410.92 |
410.92 |
0.00 |
| mar |
|
0.00 |
0.00 |
|
0.00 |
0.00 |
1,500.00 |
4.91 |
4.91 |
4.91 |
4.91 |
0.00 |
| vstat |
250.00 |
96.74 |
346.74 |
54.50 |
21.09 |
21.09 |
|
0.00 |
0.00 |
367.83 |
367.83 |
0.00 |
| ram |
|
0.00 |
0.00 |
25.00 |
9.67 |
9.67 |
|
0.00 |
0.00 |
9.67 |
9.67 |
0.00 |
| tar |
200.00 |
77.39 |
277.39 |
|
0.00 |
0.00 |
200.00 |
0.65 |
0.65 |
278.04 |
278.04 |
0.00 |
| fuel |
318.00 |
123.05 |
441.05 |
159.00 |
61.53 |
61.53 |
|
0.00 |
0.00 |
502.58 |
502.58 |
0.00 |
| Totals |
12028 |
4654.37 |
16682.37 |
5368.5 |
2077.41 |
2077.41 |
2700 |
8.83 |
8.83 |
18768.61 |
18768.61 |
0 |
| Person |
c1 |
cd1 |
cr1 |
m1 |
md1 |
mr1 |
a1 |
ad1 |
ar1 |
d1 |
r1 |
os1 |
| sinc |
3,000.00 |
1,160.89 |
4,160.89 |
1,500.00 |
580.44 |
580.44 |
0.00 |
0.00 |
0.00 |
4,741.33 |
4,741.33 |
0.00 |
| cash |
200.00 |
77.39 |
277.39 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
277.39 |
277.39 |
0.00 |
| pob |
80.00 |
30.96 |
110.96 |
0.00 |
0.00 |
0.00 |
80.00 |
0.26 |
0.26 |
111.22 |
111.22 |
0.00 |
| aor |
200.00 |
77.39 |
277.39 |
10.00 |
3.87 |
3.87 |
0.00 |
0.00 |
0.00 |
281.26 |
281.26 |
0.00 |
| gym |
23.00 |
8.90 |
31.90 |
23.00 |
8.90 |
8.90 |
0.00 |
0.00 |
0.00 |
40.80 |
40.80 |
0.00 |
| park |
50.00 |
19.35 |
69.35 |
0.00 |
0.00 |
0.00 |
50.00 |
0.16 |
0.16 |
69.51 |
69.51 |
0.00 |
| Totals |
3553 |
1374.88 |
4927.88 |
1533 |
593.21 |
593.21 |
130 |
0.42 |
0.42 |
5521.51 |
5521.51 |
0 |
O.7 Creating CEV Plus
| Scheduled |
a1 |
ad1 |
ar1 |
d1 |
r1 |
os1 |
| Last contract year |
20,000.00 |
18.99 |
0.01 |
19.00 |
19.00 |
0.00 |
| Early |
c1 |
cd1 |
cr1 |
d1 |
r1 |
os1 |
| 1 round creation |
40,000.00 |
15,478.48 |
55,478.48 |
55,478.48 |
55,478.48 |
0.00 |
O.8 Repaying the Initial Cost with the program
O.8
Creating the Initial Deposit
| Origination |
c1 |
cd1 |
cr1 |
d1 |
r1 |
os1 |
| Initial Deposit |
7,000,000.00 |
2,708,734.75 |
9,708,734.75 |
9,708,734.75 |
9,708,734.75 |
0.00 |
Community
Government
After & Future Life Theorem
|